# Crypto What > A plain-language readiness desk for small businesses deciding whether to accept > stablecoin payments. One question answered in full, free: should this business > accept them. Tax, treasury and legal questions are handed back to licensed > professionals rather than answered here. valid_as_of: 2026-09-23 stale: false stale_reason: last checked 2026-09-23, 2 days ago; within the 90-day review window generated_at: 2026-09-25T12:26:01+00:00 Edition 3.1, closed on 2026-09-25. The facts on this page are dated as of 2026-09-23, the date they were last read against their sources; the close re-read none of them. This page is not updated after the closing date unless a later edition says so. ## Freshness Every page and payload carries its own valid_as_of, and they are not all the same date: read the field on the page or payload you are using, never a site-wide one. The Rubric and the Register were checked most recently, on 2026-09-23; the other pages carry earlier dates. This is Edition 3.1, closed on 2026-09-25: no page is updated after that date unless a later edition says so. US rulemaking was live at the last check and processor terms change; read a page past its date as history. ## Machine entry points - [Rubric](https://cryptowhat.net/rubric.json): ten criteria, one object each, sources and dates - [Register](https://cryptowhat.net/register.json): dated entries, what changed, anchor status - [Sitemap](https://cryptowhat.net/sitemap.xml) and [crawler rules](https://cryptowhat.net/robots.txt) ## Licence Facts and dates are not copyrightable; this compilation is offered for free use under CC BY 4.0, with attribution to cryptowhat.net. ## Notice Educational and informational only. Not investment, tax, legal or accounting advice, no licences held, no relationship with any payment processor named. Anchoring proves a text existed on a date and was not edited after it; it proves nothing about whether the text is correct. ## Machine payloads not listed above - [feed.json](https://cryptowhat.net/feed.json): site manifest — every page and every payload, one fetch - [notes.json](https://cryptowhat.net/notes.json): the Operator's Notes index Every payload carries valid_as_of, stale and stale_reason. The `llms.txt` convention is not a ratified standard; treat this file as a convenience, not a contract.